I get that, just these files get updated regularly so synchronicity is important than independent files. I get for a will I’d want independent files since that is (hopefully) rarely changed except maybe once a year.

Thank you for answering my question. I was half awake when I typed it and if I had thought a little longer I would have figured that out eventually. :)

So if I save on my laptop, back up to a separate hard drive, and then share to Dropbox, if I then suffer a house fire that takes out 1 and 2 do I also lose my Dropbox files?