You know, I would pick instances that aren’t federated with hexbear or Lemmygrad.

Usernames include the instance, @moseschrute@lemmy.world

Picking a default instance seems like the right approach.

In my experience, going above whatever “Bronze” plan required you to hit very specific spending targets in order to come out ahead.

Generally everyone’s just better off with the bronze plan unless you know you’re going to spend at least X this year.

Are those premiums higher than $1800/month? (With employer contribution as part of that.)

Of course my numbers are from memory and likely aren’t accurate. But I think they aren’t far off my last plan.

It was either that or shut down the federal government. Priorities exist.

To be clear, employers subsidize healthcare. They don’t pay all of it.

A pretty standard rate for a family is $1800/month, with the company covering $1200 of that, and you covering $600.

And then when you need care, anything preventative, like normal checkups are free/covered. If the checkup finds something, it’s no longer free. Most plans require you to pay all of it until you reach, say, $8000*. After $8000 in a year, you pay roughly 10%. After, say, $12,000 in a year, all healthcare is covered until January.

The 8k and 12k numbers do not include either the $7200 you pay or the $14,400 your employer pays a year in premium.

So if nothing goes wrong, you pay the minimum of $7200 a year. (And your employer pays $14,400 for you.) If everything goes wrong, you pay $19,200 a year. (And you better hope you don’t lose your job for being sick.)

That’s the way it is. That’s what this meant.

I believe that an out-of-the-box lemmy instance will remove deleted content from federated instances automatically.

You’re asking for changes to software to prevent changes to software. The whole point of this thread is that server owners can make whatever software changes they like.

By default things get deleted. Don’t count on that for any platform. Once together put something out on the public Internet, there’s never a guarantee it’ll go away. No matter what anyone does, I can always take my phone out and take a picture of what you’ve posted before you delete it.