

To be honest it’s mostly FUD. Self host email is perfectly doable provided that:
- you don’t use your home IP
- you do DNS records correctly
- you do DKIM & DMARC correctly
- you don’t send spam
What happened to me over the years was having the subnet my ip was is being associated to spammers, and that was a problem. It took several iterations with blacklists and my provider to get it sorted. That’s why I recommend using a reputable service provider that take care of spammers in a timely manner.

I would suggest to go with home assistant. I have been running it for couple of years now and I am very happy.
I would also suggest to purchase a Home Assistant Green. While not needed, you can self install on a Pi or a standard pc, it’s a small price to support the project and the Green is a nice solid and super stable piece of hardware, I am very happy with it after using first an old laptop, and then a Pi. The green is a clear upgrade from both.