Work commit are not supposed to be made with a free account. This only says that you can’t have multiple free accounts.

This sounds great. I would definitely love a splitwise alternative in particular!

You may want to think about using another name for your app suite though. Since it may bring confusion with the simple mobile tools (https://simplemobiletools.com/index.html) which for example also have a “Simple Notes” app.

Are you maybe using Windows? I’ve heard it can be slow sometimes, even on modern hardware.