shrugs I was a little confused by the wording, seems like at least some other people were as well. Either way, have a good one!

Thank you for deciphering this for everyone

I was less into the dungeon crawler part (its still good and if you like things like Hades it’ll be right down your ally), but absolutely loved the ‘build your cult town’ part. Just for that half of the game I’d say it’s worth it

But do you have any irons in the fire?

To be fair yes, monthly premiums for the plans I was referencing were between 1.7k and 2.3k, with them tending to be right above 1.8, so that definitely is a factor here

Everything you’re explaining about the deductible, premiums and out-of-pocket maximum is correct, the only thing I’ll say is the numbers you’re quoting seem pretty high. I work for a company that explains benefits to employees for different US companies, and the majority of plans have an OOP max of around 8k (for families ie employee, spouse and at lease 1 child) with everything being lower for less people. Most plans we work with have a family deductible of around 4k with everything being covered after 8k. Could be explained by working for a shittier company, or living in a higher cost of living area, just wanted to throw in my 2 cents that what you’re describing is definitely on the costlier end of the spectrum.