I stand behind this idea 100%.

I’m sorry you have to start from such a defensive place about the crypto aspect of this idea. Don’t let hivemind anti-crypto people get you undermining or apologizing for your vision. It is the right way to do decentralized finance.

Most people would recommend ETH or BTC but I’d actually recommend you stay away from ETH because of the inherent non-determinism of the accounts model.

Full disclosure: I might be slightly biased since I moderate Cardano’s communities on Lemmy but, if you want the stability of BTC’s UTxO with smart contracts, I’d recommend Cardano. Decentralized in most every way including governance, fully open source, and utterly parallelizable (due to the UTxO nature of it).

You should also consider BTC or Monero if you don’t absolutely need smart contracts. But don’t let the investor moonbois get you using ETH or Solana. They’re both incredibly flawed and most likely unfixable (in ETH’s case because of nondeterminism and in Solana’s case because of centralization).

Good luck!

Very on-brand for you.

Уважаемый лидер Путин прописывает вам литр водки перед первым приемом пищи.

I’m 99.9999999999% sure that far fewer of those accounts are propaganda than you realize but you just don’t want to hear what they’re pushing because it threatens your world view.