• AwkwardLookMonkeyPuppet@lemmy.world
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    8 days ago

    Mortgage payments are typically significantly larger than rent for the first ten years. It takes a long time for a mortgage to start making sense, unless you bought in 2019, then it took like a year to double your equity.

    • grue@lemmy.world
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      8 days ago

      Or if you bought in 2009, that was also a pretty good time to buy. (My mortgage was cheaper than my previous apartment rent on day 1, too.)

      • AwkwardLookMonkeyPuppet@lemmy.world
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        8 days ago

        True. I have a friend who bought in 08, and it took ten years for him to not be upside down. He still lives in that house though, and it’s worth way more than he paid for it now.

        I have another friend who bought in like 2016, and when the market exploded in 2020, he was able to get out from under his PMI.